Run the numbers before you talk to anyone. Nine calculators — from your monthly payment to investor cash flow — built to show you the real figures, then connect you to a real officer.
Your full monthly payment — principal, interest, taxes, insurance, PMI.
How much home you can afford on your income and debts.
New payment, monthly savings, and your break-even month.
How a little extra each month pays off years early.
What points cost, and when buying down your rate pays off.
How every payment splits between principal and interest.
The true cost of renting versus buying over your horizon.
How paying every two weeks shortens your loan.
Investor cash-flow ratio — Lexington goes down to 0.75.