Lexington Home Loans is a licensed mortgage broker serving Colorado — from the Front Range metros to the mountain-town markets. Twenty-six years of saying yes to the loans other lenders decline.
Colorado’s steady population growth and strong purchase market keep demand high from Denver and Colorado Springs to the resort communities, where jumbo financing is often in play. Whether you’re a first-time buyer, a move-up buyer, or an investor, we match the program to the property — including the hard-to-place files.
From first homes to investment properties, the full lineup — and the hard-to-place loans most lenders decline.
Low down payments for primary homes, with options under 20% down.
Government-backed loans down to a 500 FICO where others stop at 580.
Financing above conforming limits for higher-value homes.
Tap equity or lower your rate without touching your first mortgage.
For homeowners 62+, down to a 500 FICO with past mortgage lates OK.
Qualify a rental on its own cash flow — down to a 0.75 ratio.
Self-employed income read from 12–24 months of deposits, no W-2 needed.
Tell us the scenario — commercial inquiries are welcome.
Nine calculators, from payment to investor cash flow.