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Imagine, solve, build and lead - four bold verbs that express what it is to be part of Lexington Home Loans. Their action - oriented nature says something about who we are - and should serve to energize ourselves and our teams around leading change and driving performance.

For more than 5 years, Lexington Home Loans has been admired for its performance and imaginative spirit. The businesses that we invent and build fuel the national economy and improve people's lives.

Today, we are providing a faster result with technology, services and competitive financial programs with our growing number of employees.

What unifies us? Our Actions and Values.

What we do and how we work is distinctly Lexington Home Loans. It's a way of thinking and working that has grounded our performance for decades. It's a way of talking about our work and ourselves that takes the best from our past and expresses it in the spirit and language of Lexington Home Loans today.

It's about whom we are, what we believe, where we're headed, how we'll get there. It's how we imagine, solve, build and lead.

From the very beginning of our company, when we adopted our core value, implemented 4 P's (Product, Price, Place & Promotion) and developed our existence with the power of ideas, Lexington Home Loans has always stood for one capability above all others – the ability to imagine.

Imagine is a sense of possibility that allows for a freedom beyond mere invention. Imagine dares to be something greater.At Lexington Home Loans, we encouraged our client and our staff to dream. Imagine is an invitation to dream and do things that you didn't know you could do.Because at Lexington Home Loans the act of imagine is fused with empowerment – the confidence that what we imagine, we can make happen.

Every business has to have a reason to exist – a reason that answers the fundamental question of "why are we here?"
For Lexington Home Loans, the big question has a simple answer: We exist to solve problems – for our customers, our communities and societies, and for ourselves.

It's not so much a vision for our future – where we're headed is in many ways a reflection of where we've already been. It's not a destination. It's a quest - a quest for growth. And when we look to the future, we know that for us, there's only one way to get there. Build.

Imagine. Solve. Build. Each of these is merely a work without one vital element. Lead.

Lexington Home Loans is already synonymous with leadership. But with this mantle comes responsibility. And it's not just a responsibility to maintain the status quo or manage what worked yesterday. It's the bigger responsibility to change.

Because change is the essence of what it means to lead.

It's a call to action that engages our unceasing curiosity, our passion, and our drive to be first in everything that we do.

We Are a Company to Believe In.
  • Imagine
  • Build
  • Solve
  • Lead
In the end, our success is measured not only by our ability to think big, dazzling thoughts, but by our commitment to sweat the small stuff that brings ideas to life. It's a way – thinking and doing – that has been at the heart of Lexington Home Loans for years.

The worth of this framework is how we translate it into our own personal work ethic and then extend it to our teams, businesses, cultures and different part of the company. It's permission to cast aside any approach that seems dated – to imagine, solve, build and lead a better way of doing things.


While Lexington Home Loans has always performed with integrity and values, each business generation expresses those values according to the circumstances of the times. Now more than ever the expression and adherence to values is vital.

More than just a set of words, these values embody the spirit of Lexington Home Loans at its best. They reflect the energy and spirit of a company that has the solid foundation to lead change as business evolves. And they articulate a code of behavior that guides us through that change with integrity.

The words reflected here represent a revitalization of our values. They are a call to action that asks every Lexington Home Loans employee to recommit to a common set of beliefs about how we work in our world today. And while some of these works are new in their expression, they are based on a continuum of how Lexington Home Loans has grown and performed through generations. They are our words and our values…
  • Passionate
  • Curious
  • Resourceful
  • Accountable
  • Teamwork
  • Committed
  • Open
  • Energizing

Always With Unyielding Integrity

Doing Business with Integrity … It's more than a slogan, it's who we are.

At Lexington Home Loans, our reputation for integrity, honesty and accountability is essential to achieve our goal of becoming the best performing financial services company. Our customers and shareholders expect Lexington Home Loans and all of its employees to conduct business activities in accordance with the highest possible standards of ethical conduct.

Guiding our day-to-day business dealings are our Shared Values of Integrity, Teamwork and Excellence. These values motivate us and add meaning to our daily activities. They explain what we stand for, what culture we share and what guides our decisions.

  • Integrity – Our reputation is defined by how we respect and treat with dignity our customers, shareholders, communities and each other.
  • Teamwork – We work cooperatively and rely on each other for our individual and shared success.
  • Excellence – we are dedicated to producing the best results for our customers, shareholders, communities and each other.
These values underscore our commitments to a work environment that fosters respect for all employees and help us deliver on the Lexington Home Loans Promise to meet or exceed our customers' expectations by being trustworthy, being reliable, demonstrating our competence and making customers feel valued.

Lexington Home Loans is dedicated to achieving the highest levels of corporate integrity throughout our organization. From our Financial Service Consultants to top corporate officers, we follow through on the promises we make – to our shareholders, our business partners, and to you, our clients. Offering the products and services you need most.

Lexington Home Loans has long-established, clearly stated policies of how we expect all employees to conduct business. These policies are very much a part of the fabric of our organization and provide resources for employees to help them resolve ethical problems. They include:
  • Our Code of Conduct
  • Our Personal Real Estate Policy
Lexington Home Loans also provides business ethics training support to all employees so that they are prepared to handle a host of challenges in today's global marketplace and to commit to doing business with the highest standards of integrity.


Our mission – We believe our business is built one customer at a time, and we are committed to making each and every customer happy. Our goal is to be the "Preferred Lender/Brokerage Firm for every Residential Home Owner starting here in California."


Three Key Areas to Drive Lexington Home Loans Business Growth

Lexington Home Loans is committed to achieving national wide leadership in each of its business. To achieve that leadership, Lexington Home Loans's ongoing business strategy centers on three key growth initiatives:
  • Technology
  • Services
  • Customer Centricity
Lexington Home Loans is committed to leading in the "real estate – next generation" of technology. We are well-positioned to drive growth for the future with technical excellence in each business by developing an Automated Underwriting System with On-Line Tacking("LOANTRAK®") process capability and solution for our clients, vendors, affiliates, investors and partners increasing new service growth, and investing in our marketing research.

Services Flexibility and Commitment

It has grown from the traditional activities of refinance and purchase to a larger and broader vision. Our new vision includes investing in our business and technology to improve the needs of our client base and the way we actually service it. Through higher technology, we have the ability to go beyond servicing by changing the status and communication through the client base. By doing so, we dramatically improve our customers' competitive positions. Lexington Home Loans is in the midst of an incredible transformation brought on by the Internet explosion. Our pursuit of digitization will rapidly change our dealings with our vendor, partners, and most of all, our customers.

At Lexington Home Loans we are committed to provide the best programs and best services to our clients. We believe if we can develop a win-win situation among our clients, we will succeed! If we fail, we will lose.

Lexington Home Loans professionals are the best in the business of mortgage banking, offering the knowledge of over 200+ lenders and 5,000+ programs that are made available to us so we can better serve our client one at a time.

As an approved lending institution and brokerage firm, Lexington Home Loans delivery a real result provided with a fast credit decision and a broad array of innovative loan products so that we can deliver our commitment through flexibility and end result.

For example, Lexington Automated Underwriting System can give our client a credit decision within 10 minutes after a completed loan application is received and processed. "Whether you're refinancing to pay off your debt, purchasing a home, or cash out for home improvements, we are here to help you meet your goals."

Lexington Home Loans is an Equal Housing Lender.

Customer Centricity

Is ensuring that everything we do provides value to our customers. It means creating a partnership that combined with our expertise in financial, service and technology industries – minimizes customer expense and ensure quality.