:root{--bg:#FAF8F5;--bg2:#F5F0EB;--ink:#1a2744;--muted:#5b6475;--gold:#b8956a;--gold2:#7d6244;--line:#e0dbd4;--green:#2f6d52;--navy2:#141d33}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{background:var(--bg);color:var(--ink);font-family:'Inter',system-ui,-apple-system,Arial,sans-serif;-webkit-font-smoothing:antialiased;line-height:1.65}
.serif{font-family:'Cormorant Garamond',Georgia,serif}
a{color:inherit}
img{display:block;max-width:100%}
.wrap{max-width:1080px;margin:0 auto;padding:0 40px}
.measure{max-width:760px}
/* top bar */
.topbar{position:sticky;top:0;z-index:30;background:rgba(250,248,245,.94);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.topbar .in{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:14px 40px;max-width:1080px;margin:0 auto}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}
.brand img{height:26px}
.brand .lc{font-size:12px;letter-spacing:.22em;text-transform:uppercase;color:var(--gold2);font-weight:600;border-left:1px solid var(--line);padding-left:12px}
.tb-cta{display:flex;align-items:center;gap:16px}
.tb-cta .ph{font-size:14px;font-weight:600;text-decoration:none;color:var(--ink)}
.tb-cta .signin{font-size:11px;letter-spacing:.14em;text-transform:uppercase;text-decoration:none;color:var(--ink);font-weight:600;border:1px solid var(--line);padding:10px 16px;white-space:nowrap}
.tb-cta .signin:hover{border-color:var(--gold)}
.tb-cta .apply{position:relative;overflow:hidden;font-size:11px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;text-decoration:none;color:#fff;background:var(--ink);padding:11px 20px;border-bottom:2px solid var(--gold)}
.tb-cta .apply::after{content:"";position:absolute;top:0;bottom:0;left:-80%;width:55%;background:linear-gradient(100deg,rgba(255,255,255,0),rgba(255,255,255,.5),rgba(255,255,255,0));transform:skewX(-18deg);animation:ctaShimmer 2.8s ease-in-out infinite;pointer-events:none}
@keyframes ctaShimmer{0%{left:-80%}45%{left:130%}100%{left:130%}}
@media(prefers-reduced-motion:reduce){.tb-cta .apply::after{display:none}}
/* category nav */
.catnav{border-bottom:1px solid var(--line);background:var(--bg)}
.catnav .in{display:flex;gap:4px;flex-wrap:wrap;padding:10px 40px;max-width:1080px;margin:0 auto}
.catnav a{font-size:12.5px;letter-spacing:.02em;color:var(--muted);text-decoration:none;padding:7px 12px;border-radius:3px}
.catnav a:hover{color:var(--ink);background:var(--bg2)}
.catnav a.on{color:var(--ink);font-weight:600}
/* breadcrumb */
.crumb{padding:22px 0 0;font-size:12px;letter-spacing:.06em;text-transform:uppercase;color:var(--muted)}
.crumb a{text-decoration:underline;color:var(--gold2)}
.crumb span{margin:0 8px;color:var(--line)}
/* hero */
.hero{padding:56px 0 30px}
.eyebrow{font-size:12px;letter-spacing:.3em;text-transform:uppercase;font-weight:600;color:var(--gold2)}
h1{font-family:'Cormorant Garamond',Georgia,serif;font-weight:500;font-size:clamp(34px,5vw,56px);line-height:1.04;letter-spacing:-.01em;margin:18px 0 14px}
.dek{font-size:19px;color:#39425a;line-height:1.5;max-width:640px}
/* category cards grid */
.cats{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin:40px 0}
.cat{display:block;background:#fff;border:1px solid var(--line);border-top:3px solid var(--gold);padding:26px 28px;text-decoration:none;transition:transform .25s ease,box-shadow .25s ease}
.cat:hover{transform:translateY(-4px);box-shadow:0 22px 44px -30px rgba(26,39,68,.4)}
.cat .n{font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold2);font-weight:700}
.cat h2{font-family:'Cormorant Garamond',Georgia,serif;font-size:27px;font-weight:500;margin:10px 0 8px;color:var(--ink)}
.cat p{font-size:14.5px;color:var(--muted);line-height:1.55;margin:0}
.cat .cnt{margin-top:14px;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--ink);font-weight:600}
/* article list */
.alist{margin:30px 0;display:grid;gap:2px;background:var(--line);border:1px solid var(--line)}
.ali{display:block;background:var(--bg);padding:22px 26px;text-decoration:none;transition:background .2s ease}
.ali:hover{background:#fff}
.ali h3{font-family:'Cormorant Garamond',Georgia,serif;font-size:23px;font-weight:500;color:var(--ink);margin-bottom:5px}
.ali p{font-size:14.5px;color:var(--muted);line-height:1.5;margin:0}
.ali .rd{margin-top:9px;font-size:11px;letter-spacing:.08em;text-transform:uppercase;color:var(--gold2);font-weight:600}
/* article body */
.article{padding:10px 0 20px}
.article .meta-row{font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin-bottom:10px}
.article .adek{font-size:20px;color:#39425a;line-height:1.5;margin:0 0 30px;font-family:'Cormorant Garamond',Georgia,serif}
.body h2{font-family:'Cormorant Garamond',Georgia,serif;font-weight:500;font-size:30px;line-height:1.12;color:var(--ink);margin:38px 0 14px}
.body h3{font-size:18px;font-weight:700;color:var(--ink);margin:26px 0 10px}
.body p{font-size:16.5px;color:#2c3448;margin:0 0 16px;line-height:1.7}
.body ul,.body ol{margin:0 0 18px 2px;padding-left:22px}
.body li{font-size:16.5px;color:#2c3448;margin:0 0 9px;line-height:1.6}
.body strong{color:var(--ink);font-weight:600}
.callout{background:var(--bg2);border-left:3px solid var(--gold);padding:20px 24px;margin:24px 0;font-size:16px;color:#2c3448;line-height:1.6}
.callout b{color:var(--ink)}
.proftip{background:#fff;border:1px solid var(--line);padding:20px 24px;margin:24px 0}
.proftip .t{font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold2);font-weight:700;margin-bottom:8px}
.proftip p{font-size:15.5px;color:#2c3448;margin:0;line-height:1.6}
.keytable{width:100%;border-collapse:collapse;margin:22px 0;font-size:14.5px}
.keytable th,.keytable td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line);vertical-align:top}
.keytable th{font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);font-weight:600}
.keytable td.k{font-weight:600;color:var(--ink)}
/* inline cta */
.inlinecta{margin:26px 0;display:flex;gap:14px;align-items:center;flex-wrap:wrap}
.btn{display:inline-block;background:var(--ink);color:#fff;text-decoration:none;padding:15px 30px;font-size:12.5px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;border-bottom:2px solid var(--gold);transition:transform .2s ease}
.btn:hover{transform:translateY(-2px)}
.btn.ghost{background:transparent;color:var(--ink);border:1px solid var(--ink);border-bottom:1px solid var(--ink)}
/* faq */
.faqs{margin:30px 0}
.faqs h2{font-family:'Cormorant Garamond',Georgia,serif;font-weight:500;font-size:28px;margin-bottom:16px}
.fq{border-top:1px solid var(--line);padding:18px 0}
.fq .q{font-size:16.5px;font-weight:700;color:var(--ink);margin-bottom:7px}
.fq .a{font-size:15.5px;color:#2c3448;line-height:1.6}
/* glossary */
.glist{margin:24px 0;display:grid;gap:1px;background:var(--line);border:1px solid var(--line)}
.gi{background:var(--bg);padding:18px 24px}
.gi .term{font-family:'Cormorant Garamond',Georgia,serif;font-size:21px;color:var(--ink)}
.gi .def{font-size:15px;color:#2c3448;line-height:1.55;margin-top:4px}
/* related */
.related{margin:36px 0 0;border-top:1px solid var(--line);padding-top:26px}
.related .rh{font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);font-weight:600;margin-bottom:14px}
.related .rl{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.related a{text-decoration:none;font-size:14.5px;color:var(--ink);background:#fff;border:1px solid var(--line);padding:13px 16px}
.article p a,.article li a{text-decoration:underline}
.related a:hover{border-color:var(--gold)}
/* big CTA band */
.ctaband{background:var(--navy2);color:#fff;margin:48px 0 0;padding:52px 0}
.ctaband .in{max-width:1080px;margin:0 auto;padding:0 40px;display:flex;align-items:center;justify-content:space-between;gap:30px;flex-wrap:wrap}
.ctaband .lead h2{font-family:'Cormorant Garamond',Georgia,serif;font-weight:500;font-size:clamp(26px,3vw,38px);color:#fff;line-height:1.08}
.ctaband .lead p{color:rgba(255,255,255,.82);font-size:16px;margin-top:8px;max-width:440px}
.ctaband .acts{display:flex;gap:14px;flex-wrap:wrap}
.ctaband .btn.ghost{color:#fff;border-color:rgba(255,255,255,.6)}
/* footer */
.foot{background:var(--navy2);color:rgba(255,255,255,.7);padding:46px 0 40px;border-top:1px solid rgba(255,255,255,.08)}
.foot .in{max-width:1080px;margin:0 auto;padding:0 40px}
.foot .fnav{display:flex;gap:22px;flex-wrap:wrap;font-size:12px;letter-spacing:.08em;text-transform:uppercase;padding-bottom:26px;border-bottom:1px solid rgba(255,255,255,.12)}
.foot .fnav a{color:rgba(255,255,255,.72);text-decoration:none}
.foot .fbot{margin-top:22px;font-size:11px;letter-spacing:.06em;line-height:1.9;color:rgba(255,255,255,.55);text-transform:uppercase}
.foot .fbot b{color:rgba(255,255,255,.82)}
@media(max-width:820px){
  .wrap{padding:0 22px}.topbar .in,.catnav .in,.ctaband .in,.foot .in{padding-left:22px;padding-right:22px}
  .cats{grid-template-columns:1fr}
  .related .rl{grid-template-columns:1fr}
  .tb-cta .ph{display:none}
  .brand .lc{display:none}
  .ctaband .in{flex-direction:column;align-items:flex-start}
}

/* Mobile horizontal lock (V8.31) — nothing may widen the page on phones */
html,body{max-width:100%;overflow-x:clip}
img,svg,video,canvas,iframe{max-width:100%}

/* Tap targets and readability (V8.32) */
.brand{min-height:44px}
.back{display:inline-flex;align-items:center;min-height:44px}
.bar .ph,.bar .si,.bar .apply,.nr .ph{min-height:40px;display:inline-flex;align-items:center;white-space:nowrap}
.nr a[href*="portal.lexingtonhl.com"]{min-height:40px;display:inline-flex;align-items:center;white-space:nowrap}
@media(max-width:620px){.bar .ph{display:none}.bar .si{display:inline-flex;padding:0 12px}.bar .r{gap:10px}}
@media(max-width:860px){.topnav .ph{display:none}}
a[href*="google.com/search"]{display:inline-flex;align-items:center;min-height:40px}
.foot .fbot{font-size:12.5px;line-height:1.75}
.foot .fbot a,.fbot a{display:inline-block;padding:5px 0;font-size:12.5px}
.foot .fnav a{display:inline-block;padding:6px 0}
.crumb a{display:inline-block;padding:8px 0}
.phero .eyebrow{color:#ead6b2;text-shadow:0 1px 2px rgba(0,0,0,.5)}
@media(max-width:760px){
  .catnav .in{flex-wrap:nowrap;overflow-x:auto;-webkit-overflow-scrolling:touch;scrollbar-width:none}
  .catnav .in::-webkit-scrollbar{display:none}
  .catnav a{white-space:nowrap;flex-shrink:0;min-height:40px;display:inline-flex;align-items:center}
}
/* Touch targets, inner pages (V8.32) */
.bar > a:first-child{display:inline-flex;align-items:center;min-height:44px}
.nmls a,.verify a,a[href="/licensing/"]{display:inline-block;padding:8px 0}
.fnav a[href="/licensing/"]{padding:6px 0}
.lnav a[href="/licensing/"]{padding:7px 13px}

/* Phone header fit (V8.32) */
@media(max-width:430px){.bar{padding-left:16px;padding-right:16px}.bar .logo{height:21px}.bar .si{padding:0 10px}.bar .apply{padding-left:14px;padding-right:14px}.topbar .in{padding-left:16px;padding-right:16px}.brand img{height:21px}.tb-cta{gap:10px}.tb-cta .signin{padding:10px 10px}}